The international top up fee is 1.5%. It occurs when you top up the card via channels or methods that are outside of Hong Kong. It includes topping up through Mainland bank accounts or through any non-Hong Kong networks.
The Inactivity Fee is HK$12.5 per month. Inactivity fee will be charged after six months of consecutive inactivity. No inactivity fee will be charged if the balance is ZERO.
Transaction Refund is HK$4 per transaction. It applies when the merchant cancels the transaction and the amount is refunded.
The Account Management Fee For Expired Account is HK$80. After the expiry date of the card account, a monthly account management fee will be charged from the following month until the balance is $ 0.
The Card Cancellation Fee is HK$80. The fee only applies where balance refund is required. All cancellations are handled at the end of each month, and payments take around 7 working days to disburse.